• 1 Post
  • 34 Comments
Joined 2 years ago
cake
Cake day: June 13th, 2023

help-circle
rss


  • The goal of an emergency fund is to be available for an eventual emergency. If you lose your job and need to live on saved up money for a few months, you might be forced to sell stock at the wrong time, losing capital. There is a middle ground where you invest that money in a low-risk investment product that will grow with time, without the volatility of the stock market.
    To be fair, 6 month is a lot, and most likely not the first goal someone should have when it comes to personal finance starting from zero.




  • Yeah, even visualization aside, I guess insects are not that interesting to cook compared to your usual animals. You probably won’t make yourself a “steak” from crickets alone. What is usually sold is flour. You can spread it on your salad to add proteins, or make burgers patties with them.
    I write all that as if I was an expert, but I honestly never tried it ^^. One day, probably.


  • They are really expensive because no one is buying them but people who have time and money to spend on changing their habits.
    BUT! They are actually pretty cheap to raise yourself. Crickets can eat leftovers and parts of vegetable you sometimes don’t want to eat like potato peels. We used to do that to feed our lizards and spiders at home. I guess that preparing them for human consumption would be a bit longer (drying and grinding them, or whatever), but still much cheaper than store-bought meat.













  • And TFW program aside, the same principle goes for the housing market. It’s much easier to convince some europeans to pay 1500$ a month for a 3-rooms apartment because they are used to expensive housing. They will generally be less informed about our consumer protection laws and accept any lease, legal or not.
    If you want to see it with a more humanitarian perspective, what’s the point of getting so many immigrants if we can’t house them properly or give them proper jobs? It’s not helping them and it’s not helping us that much.


  • And then you have companies displaying highly skilled job offers at minimum wage knowing nobody sane will apply. Then they claim that no canadian can be hired for their job and they need foreigners. They end up hiring foreigners for half the wage they would pay a canadian and exploit them all they want.
    Foreigners are attractive because they don’t know their rights and their value and can easily be abused.
    Sure, the program has been created because of a worker’s shortage, but now that jobs are scarce there is no reason to keep it up. --And that’s why the different governments are starting to say that it has to stop.
    This year, the largest job fair in Montréal had the double of attendant they had last year. 8000 people looking for a job. Half of them were newly arrived, the other 50% were either jobless, already on the job market or recently graduated.