Most people are boring?
Maybe it’s just me

Biden put the Chinese vehicle tariff in place. And it’s almost entirely about protecting the companies. Protecting the jobs is more a side effect, I expect.

Because the insider trading laws have a specific carve out for elected federal officials. It’s crazy, but true.

Just checked. Apparently that was closed in 2012!
The issue now is that enforcement of insider trading laws is highly selective. Nobody important gets charged or even investigated for it.

Two things can be true at the same time. We’re both right.

As far as I know DOT certifies vehicles for sale in the US. Individuals can import any vehicles they want. Each state has its own requirements for registration. Because remember, people can build their own cars and as long as they meet the requirements for that state, they can be driven on the roads.

They aren’t banned from import. They’re banned from sale. If you want to import one you bought yourself in China you can do that.

Also, if I remember correctly, it wasn’t even a ban outright, it was a 100% tariff of cars for sale. Because, the reason isn’t about data collection, but undercutting all the established manufacturers, with cars heavily subsidized by the Chinese government, to stop them from capturing another important global market.

Medical insurance isn’t actually insurance in the traditional sense. It has more in common with a subscription service.

But I’m more specifically thinking of home flood and fire insurance, as that’s the kind the article is about.

An incomplete piece of a conversation.

Loyd’s runs an insurance brokerage or market, they don’t actually underwrite the policies themselves.

That seems odd, since insurance is fundamentally just a bet. There’s no reason one can’t make two bets on the same thing.

I’m thinking, that if the companies are miss-evaluating the risk and underpricing, they may not be able to payout fully, or possibly at all in the event of a climate disaster. And since they’re underpricing the risk already, then the cost of two policies may be more in line with the actual risk.

Car insurance is a bit different.

Now I’m wondering if it makes any sense to double up on insurance.
Like finding a second company and getting a policy from them also.

First: Are you married to the idea of specifically playing official D&D, or more just curious about the general idea of tabletop role playing games? I ask because there are several rule sets, none changes the overall concept.

Second: Don’t think of it as a game in the traditional sense. They’re a set of rules for group story telling. Your group is making a story together. Maybe that story has an end, maybe it doesn’t. But nobody really “wins”, because it isn’t actually a “game”.

Third: D&D is one of the larger more complicated rule sets. It’s a lot to learn. I’d actually recommend starting with a different “Game”. Specifically ShadowDark. It’s effectively a very stripped down version of D&D. Much simpler and shorter rules set. The free QuickStart pdf explains everything you need as a player. If you’re going to be starting your own group though, you’ll really want to get a copy of the full rules [$30 PDF] [$60 Hardcover]. While the $60 hardcover may seem like a lot, the D&D equivalent is actually 3 books with larger pages and smaller text, that costs a total of $180. So yah, if you’re starting on your own, I recomend starting with ShadowDark instead of D&D.

But IF you have someone willing to hold your hand through the first games, absolutely let them teach you D&D.

That’s always the case with any policy enforcement. By raising the difficulty, the problem becomes smaller. You have to accept it’ll never be eliminated.

Truly good scammers, even the victim won’t know they’ve been scammed. I was once sold a counterfeit memory card for my digital camera. I only noticed because the data rate was half what it should’ve been. Lots of people might not ever notice.

True.
They are higher than people

Also.
As a regular role-player, I can say this kind of game is silly for this kind of problem. It all depends on the starting assumptions of the roles people are playing. If you’re choosing to roleplay someone more interested in their national power, than you’ll play that character. If you choose to play a character who doesn’t care about personal advantage, you’ll play that way.

In addition, the GM can create the incentives by choosing the specific form and controls of the technology, and political landscape.

The term War-Game itself, predisposes the game to be adversarial in nature. Surprise surprise, that’s how it played out.

I can totally see sites wanting to identify sellers.
Scams would be way too easy and common without it.

Not a stretch at all to take them at their word and assume they believe it. You can’t take it personal, or let it effect you. They don’t even know you. Their opinion of you is meaningless.

If someone makes a comment like that, they deserve to have it on their record, available for everyone to see. They only make themselves look bad.

I only block or delete actual spam.
If I’m allowed to post my opinion, it seems hypocritical to censor opinions of others.

Yes! To stop the terrorist children!