I meant it as a counterpoint, not something I’d actually do. Especially considering I don’t shop in such places in the first place. But yes, you’re obviously correct.
Where do you see businesses accepting debit but not credit cards? I’ve only ever seen it accepting both or neither (in the case of neither, you have to physically mail in a check or link up ACH information). And the only time I see ACH or physical payment accepted but not debit/credit is with governmental agencies in the US, because credit/debit costs them money to process while ACH/physical money does not.
Depends, my autopay discounts were on Privacy cards, which I now can’t use. So losing a $20/mo discount becuase no way in hell will I give an actual debit card # or checking info to a company that’s going to lose it in their next breach, nor can I control or cancel them at will.
For the rare business where it’s (unfortunately) standard practice e.g. gyms, I just setup a new (free) checking account with my existing bank.
Other than those rare, and “standarized” cases, they’d have to be critical to my ability to keep breathing for me to even consider using a check, or another payment method linked directly to bank, including a debit transaction that requires my PIN, or ever using my debit card online.
I will absolutely employ a 0 tolerance policy on forced ads.
If I have paid for a service to be ad free and you throw me an ad, I won’t pay for your service.
Hell, I’ll back-charge through my creditor and say I paid for a service that was not delivered.
Careful of backcharging large companies. They’ll remove your account from all their services. Looking at you Google.
That product tying is reason #3821 we need to start enforcing anti-trust law again.
They don’t delete anything, though. They just deny YOU access to it.
Not your computer, not your data. The cloud is just a buzzword for someone else’s computer. Always run local backups.
You get banned retrospectively too. I got banned from Adsense in 2003 and magically got demonetised from YouTube in 2006.
Stop, I can only get so erect
I’d look through the fine print if it says that they won’t serve ads. Cause I doubt that.
‘we reserve the right to change… (this, that, and everything else)’
The fine print didn’t say I won’t do a chargeback either. Two can play this game.
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I meant it as a counterpoint, not something I’d actually do. Especially considering I don’t shop in such places in the first place. But yes, you’re obviously correct.
And that’s the exact reason that less and less people are taking credit cards and only taking debit and ACH.
Where do you see businesses accepting debit but not credit cards? I’ve only ever seen it accepting both or neither (in the case of neither, you have to physically mail in a check or link up ACH information). And the only time I see ACH or physical payment accepted but not debit/credit is with governmental agencies in the US, because credit/debit costs them money to process while ACH/physical money does not.
I haven’t experienced not taking credit cards, but T-Mobile just got rid of my ten dollar auto pay unless I switch from credit card to debit card.
Same for Verizon
As well as AT&T. Its becoming more and more common.
A montage company just started doing that.
My barber won’t take credit, only debit or cash.
Credit card fee’s most likely.
Its mostly that, but its also the chargeback happy people. Not saying there’s not a time and a place for that, but its rampant when it shouldn’t be.
Probably and I’m perfectly fine with cash or debit only. Screw credit. Just hurts people in the long run
Depends on the person.
If you’re using credit because you don’t have money, then you’re doing it wrong. Credit only hurts people that don’t understand this.
I put everything on my credit card. I also pay it off every month. So it’s only helped me.
At the cost of people who use it the other way
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Depends, my autopay discounts were on Privacy cards, which I now can’t use. So losing a $20/mo discount becuase no way in hell will I give an actual debit card # or checking info to a company that’s going to lose it in their next breach, nor can I control or cancel them at will.
not really. it’s that credit cards usually cost a lot more per transaction in fees to the merchant.
I’ve never seen a merchant that doesn’t take a credit card. wtf are you talking about
Really? I’ve seen literally thousands, of cash only businesses lol.
I’ve never seen anything like a debit card only or whatever, but cash only businesses are fucking everywhere my dude.
Wild. Maybe it’s a regional thing, but I’ve only been to one or two places in the last many years where I had to use my card instead of Apple Pay.
Cash is strictly for drugs.
People, or businesses?
For the rare business where it’s (unfortunately) standard practice e.g. gyms, I just setup a new (free) checking account with my existing bank.
Other than those rare, and “standarized” cases, they’d have to be critical to my ability to keep breathing for me to even consider using a check, or another payment method linked directly to bank, including a debit transaction that requires my PIN, or ever using my debit card online.